Finance

How Scan and Pay is aiding digital payments? And How to Use Them?

The use of the scan and pay technology has enabled digital payments to enhance the shopping and selling experience. Scan Pay is a method that allows users to scan a QR code and be redirected to a link. This link can be used for many things, one of which is making seamless payments. 

Today, customers do not prefer shopping using cash or credit cards since they present different hassles. Digital payments are not only convenient but also fast and engaging. They do not simply present payment options, but much more. Businesses can use it to their advantage using several methods. For instance, the link generated from the QR can lead to several kinds of audio or visual content. The ability to pay without touching a surface is particularly useful during the pandemic. But how can this technology be used? Read on to find out.

Few ways that Scan and Pay is aiding digital payments

Basics

Scan and pay is an option that can be selected using UPI scan apps. This is done using a smartphone that has a camera and is advanced enough to enable digital payments. The app generates a QR code, which can be scanned with the smartphone. This takes the user to a screen where payments can be made. It also offers several other features, such as audio/visual content, advertisements, feedback options, and the ability to save information. 

How to allow the customer to pay –

Depending on the app used, you can navigate the settings to find the scan and pay option. You can then see a unique QR code generated on your screen. You can then hold up your phone for them to see. The customer can be asked to scan the QR code with their device. They may automatically be taken to a prompt to pay or may have to click on the link that appears. 

Businesses can customize this link to display whatever they would like to. As mentioned before, it can lead to a page that has information about the business. 

Final step

This will take them to the page with all the features required. The amount that they have to pay will appear. They may see an option to pay using a UPI scan app like fave pay or through their credit card. 

Once this is done, you will be able to see saved information about this transaction. The app may also send notifications to alert you if your screen is closed. The customer will also be able to see a ‘paid’ message, an invoice and may have the opportunity to leave feedback. They can choose to mail this invoice to themselves for future use. 

The best thing is that there is no need to swipe a card. You transfer directly the money from the bank account. There is also no need for the retailer’s ID or phone number for the transaction to happen. If the customer would like to return to the business, however, the transaction can be tracked. You can return even a QR code scanned without a transaction. QR codes can also connect customers who are only attracted by offline advertising by initiating them into the online world. 

Scan Pay thus offers several advantages to both the business and the customer. This may involve benefits in terms of convenience, ease of access, novelty, and so on. Its speed is a central plus point that makes shopping particularly smoother. Once both parties have a basic orientation to technology, the need for cash or credit can be eliminated. They also do not require any expertise on the part of both retailer and customer.

There are a few things that separate QR codes from similar technology, like bar codes. Bar codes require sophisticated scanning methods. In supermarkets, we see salespeople use a device to scan them. Unlike bar codes, QR codes are easily accessible and present the option of simply using a smartphone. Most smartphone cameras can scan QR codes. QR codes are also able to store more data within them due to the way they are designed. Anybody with a phone and a basic QR code design can use this technology. 

Conclusion

Today, options like virtual shopping are on the rise. This makes it particularly necessary to be updated on these methods. Both as a customer and retailer, QR codes make the shopping experience much more efficient. Soon, it may start becoming a necessity and not just a convenience.

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